Floral Operations

Insurance built just for floral operations.

We provide affordable and quality insurance for florists.

Get Started with a Free Quote

We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.

What You Get

Benefits of Our Program

  • Property protection
  • Liability protection
  • Loss of income protection

Even More Benefits

  • Replacement cost coverage
  • Emoployee benefits
  • Automatic increase in insurance

Frequently Asked Questions

What is a Floral Operations policy?

As an owner of a floral shop, you take great care of your flowers. Let us do the same for you. We protect your hard work from things like spoilage, power outages, delivery accidents, or even lawsuits.

Why do I need this policy?

There are many risks that come with being a florist including, but not limited to:

  • Loss of plants and flowers
  • Loss of floral supply inventory
  • Destruction of property, equipment, fixtures, etc.
  • Customer or employee injuries in your premises or as a result of one of your products
  • Vehicular accidents involving your vehicle

Protect yourself and your business now. Learn how during our free consultation. Book one today!

How much does it cost?

There are various factors that will affect the cost of your insurance policy (e.g. location, type of business, number of employees, etc.) as every business is unique. Give us a chance to advise you better during your free consultation. Book one today!

What kind coverage do I need?

We have an array of choices for coverage that we can discuss so we are able to find the best that suits your unique needs, your business, and your budget. Book a free consultation today!

Is vehicle insurance included?

If you are providing delivery services in your floral business, it should be! Book a free consultation with us so that we can advise you better.

Will this policy protect my business from everything?

Not necessarily. Some perils may not be covered by your policy. We can discuss the policy in-depth during your free consultation. Book one today!

Other Popular Insurance Policies

Business Insurance

Whether you are a contractor, landscaper, florist or any other type of business, give us a call.

Farm Insurance

Protect your agriculture, cattle, or horses with one of our legendary policies for farmers.

Casualty Insurance

Things happen - it's a good idea to have the proper riders for the unexpected.

Kind Words from Our Clients

"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."

-Joshua Jones

"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"

-Ryan Conroy

"The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!"

-Derek Archer

Put You & Your Family in Caring Hands

Contact Details

With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.

We are family-owned and operated. 

240-540-4146

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